24 Hour Payday Loans No Credit Check

  • 2 Minute Application
  • Bad Credit Accepted
  • No Credit Check
  • Same Day Transfer

Fund access is difficult during cash shortages, and you need a better credit score. 24-hour payday loans with no credit check can be a solution for you in getting funds when you need that most with MoneyStar.

The best part is a few online lenders in your province who, interestingly, work on your loan application without making you deal with a tedious process.

These funds can cover unexpected expenses, including Rent payments, Medical bills, Consolidating debts, and holiday expenses.

When to consider 24 hour payday loans in South Africa?

Whenever you need money urgently, you can’t apply for a loan due to a bad credit score. Also, you have unpaid debts, then considering 24-hour payday loans can give you instant relief from financial woes in South Africa.

Such funds are worth considering when you have no financial option left with you. There is one more situation when you should resort to these loans. You are 100% sure that you can afford the cost of these loans despite your being in debt.

You can avail of such money the same day with a short process and no collateral required because these types of loans are unsecured loans. Remember, such loans are more expensive than traditional loans, so you should pay them back on time without missing payments.

Once missing payment starts, interest rates will accrue on each missing, making you helpless for loan repayment.

Is it possible to get online payday loans with no credit check?

Yes, removing credit checks is very common with many online payday lenders who offer high-interest rates. Your credit score is a reflection of your past financial behaviour. Thus, lenders check that, initially, to know if they are at risk or not by offering you funds.

However, you can get instant loan approval in a few minutes with no hassle of banking formalities with MoneyStar. All you need is to prove your ability for loan repayment on time to your lender.

Then, your credit score won’t matter to them as much as your financial concern is removed by availing fast funds to you.

What are the pros and cons of payday loans in South Africa?

Payday loans in South Africa are suitable options for sudden expenses and repairs, but they come with some pros and cons.


  • Fast approval: You can get fast approval while applying with payday lenders.
  • Minimum requirements: Unlike traditional banking, there are minimum requirements to apply for payday loans.
  • Approval with poor credit: You can get loan approval with your poor credit score at MoneyStar.
  • Collateral-free loans: You need no collateral to get these types of funds.
  • No hidden charges: You won’t pay any charges because everything will be in front of you.


  • High interest rates: Payday loans come with high-interest rates to pay.
  • Debt cycle: Borrowers are trapped in the debt cycle very often.
  • Short duration: You have a short duration for making loan repayments.

Are you eligible for 24 hour payday loans with no credit check today?

Yes, you can be eligible for 24-hour payday loans that require no credit check at MoneyStar. There are a few requirements for you.

The basic requirements are:

  • Age: Your minimum age is 18 or above to meet lending criteria.
  • Income: You also need a stable income source to repay your loan.
  • A bank account: A bank account is needed for receiving funds after approval.
  • Contact details: You must share your contact details, including email ID, South African citizenship, and contact number.

How does payday loans 24/7 application processing work?

The loan application process is completed by following the steps below.

Apply online:

  1. Fill application form: You must complete a simple application form with income details and some banking details with no errors.
  2. Wait until application review: You must hold your patience until your loan application is reviewed. Then, you will receive a loan contract on your mail ID if approved.You should read the terms and conditions before signing.
  3. Get your funds now: You can get your funds in your bank account in 10 to 15 minutes.

Why choose MoneyStar?

There are some significant reasons behind choosing MoneyStar. You should find them before you apply for any service at it.

The top reasons to choose MoneyStar are:

  • Easy to apply: MoneyStar is the best place to apply for any loan with instant decision.
  • 24/7 open: You can apply for payday loans anytime at your cash short to meet your needs.
  • No hassle of paperwork: There is no paperwork formality to be dealt with when applying with us.
  • No broker involved: You deal with your lender directly without the involvement of any broker.
  • No restriction: Unlike traditional loans, you have no restrictions for using these funds.

24 Hour Payday Loans No Credit Check- Some FAQ’s.

How quickly can I get a 24-hour payday loan?

You can get 24-hour payday loan approval in 10 to 15 minutes in your bank account if a loan application is approved.

Can I apply for a 24/7 payday loan at any time?

Yes, you can apply for 24/7 payday loans whenever you are experiencing a cash shortage.

Will a soft search affect my credit score when looking for 24-hour payday loans?

Soft inquiries don’t affect your credit score negatively while applying for payday loans from trustable online lenders.

How much can I borrow with a 24-hour payday loan?

24-hour payday loans are based on a small amount ranging from R100 to R5000 to cover sudden expenses.

How quickly will I need to repay a payday loan with no credit checks?

After removing the cash shortage, you must repay your loan on your next payday with high-interest rates.

Can I apply for a payday loan 24/7 from my mobile device?

Yes, you can apply for payday loans 24/7 over the phone and get fast approval in minutes only from online lenders.

Will applying for a payday loan affect my credit score?

Generally, this depends on a company’s criteria because these types of loans are not reported to credit reporting agencies.

Using the MoneyStar, you may get from R100 to R35,000 in just 5 minutes.

Apply Now

Applying won’t affect your credit score

Micah Sedres

MoneyStar expert Micah strives to navigate finance niches like credit cards, loans, and mortgages easily. She helps hundreds of readers in credit building and provides money management tips. After regularly working for brands like Businesslive.co.za, she joined the MoneyStar.co.za team as a staff writer to develop credit product reviews and comprehensive guides mainly focused on credit scores and loan/card offers.