Loans Without 3 Months Bank Statements South Africa

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Are you looking for loans without needing bank statements? There can be many reasons for not having bank statements with you, but this doesn’t mean you can’t get loans to meet your needs. You have reached the right place because you can get a quick loan approval without 3 months’ bank statements in South Africa at MoneyStar.

A few lenders in your province are keen to work with you, even though you have no bank statements.

What are loans without bank statements in South Africa? 

Loans without bank statements allow you to meet your short-term needs with instant cash arrangements. Such loans have a small duration of 1 to 2 weeks, making borrowers pay higher interest rates than other loans.

These types of loans require income proof to pay off your loan on time. Since you have a limited period for loan repayment, you can cover small types of daily based expenses. Yes, some additional expenses sometimes disturb you when you are financially tight.

Types of expenses

  • Medical bills: You can pay unexpected medical bills using such loans.
  • Rent: These funds can help you pay for your rent.
  • Repair car: You can repair it and get it back on track.
  • Food: If you are hungry, such funds can bring you food.
  • Consolidate debts: You can remove your pending debts by consolidating them into one.

How much can I apply for?

The maximum or else minimum loan amount depends on where you reside and the type of lenders you are dealing with. Most States offer small loans ranging from R100 to R5000 to get rid of specific emergencies.

It is different because you pay high-interest rates, but you can easily overcome your emergencies without putting in more effort. Some online lenders at MoneyStar understand your financial concern to help you as soon as possible.

What are the eligibility requirements?

Here at MoneyStar, it would help if you met some online lenders’ essential loan criteria in South Africa.

Eligibility requirement types:

  • At least 18 years of age is required.
  • Your permanent residency in South Africa is needed.
  • You need a bank account.
  • You need a stable source of income.
  • I need your active contact mobile phone number and email.

What information do I need to provide?

You need to provide some basic information to online lenders in your province while applying for a small loan.

Keep them ready:

  1. Proof of income: This is more important than all because this helps you pay your loan.
  2. Driving license or passport: You can provide either of them.
  3. Your employment: You can show your employment if you are working.
  4. Email address: You can share your email address & mobile phone number too.

How can I apply for online loans without 3 months bank statements in South Africa?

You can get online loans without three months of bank statements in South Africa with a few easy steps only.

Apply for loans in minutes:

  • 100% online application: You have to complete a simple, safe and secure application. You need to mention personal details on the application form.
  • Fast loan approval: You will get quick loan approval in minutes without waiting for days as soon as the verification process is done.
  • Receive money: You can receive it after signing the loan contract and sending it back to your lender.

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Loans Without 3 Months Bank Statements South Africa- Some FAQ’s.

Can I get a loan without any form of bank statement?

Yes, you can get a loan without showing bank statements from many online lenders who don’t need your bank statements.

Can I get a payday loan without proof of income?

Yes, getting payday loans without income proof is possible, but you have to prove your loan repayment ability to your lender.

Can I get a loan without providing three months’ bank statements?

Yes, you can get some online loans without providing bank statements because they differ from bank loans.

Are the interest rates for these loans significantly higher?

Yes, these types of short-term loans are for a limited time duration. Thus, interest rates are significantly higher than other loans.

Can self-employed individuals benefit from these loan options?

Self-employed individuals can also take advantage of such loans if they pay on time with steep interest rates.

What’s the maximum loan amount I can expect without bank statements?

You can get a loan of up to R5000 without bank statements from online lenders in South Africa.

Using the MoneyStar, you may get from R100 to R35,000 in just 5 minutes.

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Applying won’t affect your credit score

Micah Sedres

MoneyStar expert Micah strives to navigate finance niches like credit cards, loans, and mortgages easily. She helps hundreds of readers in credit building and provides money management tips. After regularly working for brands like, she joined the team as a staff writer to develop credit product reviews and comprehensive guides mainly focused on credit scores and loan/card offers.